A Good Option to Finance your Barbecue and Pay in Convenient Installments with BBVA
Why is BBVA Consumer Finance the Global Benchmark in Financial Services for Point of Sale and eCommerce?
What is BBVA Consumer Finance?
We are a specialized business unit within BBVA, where we offer personalized financing solutions for our partners in Indirect Business, Point of Sale, and eCommerce.
Required documentation for financing:
- If you are a BBVA customer, either because you have a bank account or have financed a product with BBVA, you only need to log in with your BBVA credentials. Once logged in, you will have to pass the online evaluation, and if everything is in order, you will proceed to sign the transaction through a PIN code that we will send to your mobile phone. All this without the need to fill out forms or send documentation.
- If you are a new BBVA customer and don’t have any products with us, we need you to provide the following:
- ID card on both sides or residence card
- Provide personal and declarative economic data information
- Bank account number or card number, as applicable, of the account holder, considering that it is the same person requesting the financing.
What amount can I finance?
The minimum amount to finance is €250. The maximum to finance will depend on the person requesting the financing, considering the loan approval adapted to the customer’s needs.
When do I start paying my financing?
It depends on the type of direct debit chosen.
- If it’s with a bank account, the charge will be made the month following the date the financing was requested.
- If it’s with a bank card, the first installment will be charged at the time the financing is requested. Subsequent installments will be charged monthly depending on the number of installments chosen.
What are the customer service channels if I need to contact BBVA?
End customer: 900 10 85 88
Monday to Friday, from 9:00 AM to 7:30 PM
What is the process to follow for financing with BBVA?
- Select the products to buy on the website
- Once in the cart, when choosing the payment method, select “BBVA Financing”
- You will be directed to our financing process, where you can complete it 100% online in very simple steps:
- Select the term and installment according to how you want to finance your purchase.
- Complete your details
- You will receive the evaluation instantly
- Set up direct debit for your installments
- Sign the contract digitally using a PIN that will be sent to your mobile phone.
Financing example:
Example APR 0% (NIR 0% OC 0%)
Cash price: €750
Total price in installments: €750
Loan with constant installments offered by BBVA and subject to their study and approval. Cash price €750, 12 monthly installments of €62.5. NIR 0%, APR 0%, upfront opening commission 0% (€0.00). Total financed amount €750 and total owed €750 (interest €0).
Example APR X% (NIR 0% OC X%)
Cash price: €750
Total price in installments: €783.75
Loan with constant installments offered by BANCO BILBAO VIZCAYA ARGENTARIA, S.A. The financial offer is subject to the bank’s study and approval. APR 10.17% calculated for financing of €783.75 over 12 months at 0.00% NIR; 12 monthly installments of €65.31. Opening commission: €33.75 (included in the installment). Total amount owed €783.75 (interest €33.75).
- Choose BBVA and complete your details
The application starts at the time of payment. If you’re already a BBVA customer, it will take less time.
2. Receive instant evaluation
Know the result within the same application process.
3. Set up direct debit for your installments
Choose the bank you prefer, as long as you are the account holder.
4. Sign and you’re done
Sign with an SMS code and your purchase will be automatically confirmed.
Pay for your barbecue in installments with CaixaBank Payments & Consumer safely and 100% online.
Buy now and pay later. Customize your payments and don’t let anything limit you when making your wishes come true.
How Does it Work?
CaixaBank Payments Consumer’s online financing is another payment method within an online store. Once the financing request is completed, we will pay the total amount of your purchase immediately to the establishment, and you will only have to pay the monthly installments you have selected.
Choose your Payment Option
Once you have completed your shopping cart, select the “CaixaBank Payments Consumer” payment option
Choose the Payment Method
Choose the most convenient way to pay for your purchase
Order Confirmation
Once your order is confirmed, you will be redirected to the “CaixaBank Payments Consumer” website to continue with the application process
Application Evaluation
Complete the details and once you have identified yourself, “CaixaBank Payments Consumer” will evaluate your application
Ready!
Once your application has been completed and validated, the process will be finished and you can enjoy your purchase
What Documents Do You Need to Finance your Purchase?
If you are a CaixaBank or CaixaBank Payments Consumer customer, you will only need to have your mobile phone handy. If you are a customer of another entity, you will need your ID document, proof of income, and proof of bank account
Financing Conditions
Where can I check upcoming payments?
In the CaixaBank Payments Consumer app, you can check all the information about your payments.
Where can I see the total amount owed?
You can check it in the information menu in the header. The amount you will see is what you will pay, you won’t find any hidden extras.
What does it mean to have a credit line?
How can I contact “CaixaBank Payments Consumer”?
You canmake your inquiriesby phone 900 100 324 or, if you prefer, through our email financiaciononline@caixabankpc.com. Of course, at CaixaBank Payments Consumer we fully comply with current regulations on personal data protection and confidentiality commitments. If you want to know more, you can consult our Privacy and Data Protection Policy.
